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The CASHAA Token (CAS) is the native cryptocurrency of Cashaa, a blockchain-based financial services platform. Cashaa aims to bridge the gap between traditional finance and blockchain technology, offering banking services to individuals, businesses, and institutions through a decentralized approach.
By holding CAS tokens, users can access exclusive loyalty benefits, including higher interest rates, lower fees, premium financial services, and preferential borrowing rates, making CAS a key component of the Cashaa ecosystem.

What is the CAS Token and how does it work?

What is the CASHAA Token (CAS)?
The CASHAA Token (CAS) is a BEP-20 token that powers the Cashaa ecosystem. It facilitates various financial services within the platform, including payments, rewards, governance, staking benefits, and borrowing advantages. Users can leverage CAS tokens to pay fees, earn rewards, unlock premium services, and access better loan rates.
Key Features of the CASHAA Token:

🔹 Utility Token: CAS is used for transaction fees, service payments, and product access within the Cashaa ecosystem.

🔹 Staking & Loyalty Rewards: Users can stake CAS tokens to earn interest and unlock higher loyalty levels for better benefits.

🔹 Governance Participation: CAS holders can vote on proposals, influence platform development, and shape Cashaa’s future.

🔹 Loyalty Program Benefits: Holding CAS tokens unlocks higher tiers of loyalty, leading to better financial incentives.

🔹 Access to Financial Products: CAS holders gain access to exclusive services, such as crypto-backed loans, remittances, and investment plans

Loyalty Levels & Benefits: Unlock More by Holding CAS

The Cashaa Loyalty Program rewards users who hold CAS tokens in their portfolio. The more CAS you hold, the higher your loyalty level, unlocking exclusive benefits such as higher interest rates, lower fees, and better loan rates.

Loyalty Tiers & Required CAS Holdings:

Loyalty Level	CAS Holding Requirement (Portfolio %)
Base	Less than 1% CAS in your portfolio
Silver	1% - 5% CAS in your portfolio
Gold	5% - 10% CAS in your portfolio
Diamond	At least 10% CAS in your portfolio

🔹 Example: If 7.66% of your portfolio consists of CAS tokens, you qualify for the Gold level. To move to Diamond, you need to increase your CAS holdings to at least 10%.

Exclusive Benefits at Each Loyalty Level

Benefit	Base	Silver	Gold	Diamond
Crypto Interest (Flex Plan)	Up to 1.5%	Up to 4%	Up to 4.5%	Up to 5%
Stablecoin Interest (Flex Plan)	Up to 3%	Up to 9%	Up to 10%	Up to 11%
Crypto Interest (Fixed Plan)	Up to 0%	Up to 10%	Up to 18%	Up to 20%
Stablecoin Interest (Fixed Plan)	Up to 0%	Up to 20%	Up to 28%	Up to 30%

CAS Bonus on Earnings	+0.5%	+1%	+2%	+4%
FD Premature Withdrawals	❌ No	❌ No	✅ Yes	✅ Yes
FD Cancellation Fee Discount	0%	0%	20%	20%
Exchange Fee Discount	0%	5%	10%	25%
Free Withdrawals per Month	0	0	2	5

Borrowing Benefits: High LTV & Low LTV Loan Rates by Loyalty Level

Loyalty Level High LTV Loan Interest Rate Low LTV Loan Interest Rate

Base 12.5% Not Available

Silver 12% 5%

Gold 8% 2%

Diamond 6% 0%

•💡 LTV (Loan-to-Value) Explained:

• High LTV Loans allow users to borrow more up to 55% against their collateral but at higher interest rates.

• Low LTV Loans offer users to borrow less up to 20% against their collateral but at lower or zero interest rates.

By upgrading your loyalty level, you unlock better borrowing rates, making crypto-backed loans more affordable and flexible.
The Role of CAS in the Cashaa Ecosystem
The CASHAA Token (CAS) is at the core of Cashaa’s financial ecosystem, facilitating:

✅ Payments

✅ Staking & Rewards

✅ Governance & Decision-Making

✅ Loyalty Tiers & Exclusive Benefits

✅ Access to Preferential Loan Rates

By combining blockchain technology with traditional financial services, CAS provides a decentralized, transparent, and efficient alternative to conventional banking.

Whether you're an individual, business, or institution, CAS offers multiple use cases—from transaction processing to loyalty rewards and loan benefits, making it an essential part of the Cashaa ecosystem.

🚀 Hold CAS tokens today and unlock the full potential of the Cashaa financial revolution! 🚀

Loyalty Level	High LTV Loan Interest Rate	Low LTV Loan Interest Rate
Base	12.5%	Not Available
Silver	12%	5%
Gold	8%	2%
Diamond	6%	0%

Created on February 3, 2025

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